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Part A (Hospital Insurance) costs
Part A costs:
What you pay in 2023:
Premium
$0 for most people (because they or a spouse paid Medicare taxes long enough while working - generally at least 10 years). If you get Medicare earlier than age 65, you won’t pay a Part A premium. This is sometimes called “premium-free Part A.”
Do I qualify for premium-free Part A?
If you don’t qualify for premium-free Part A: You might be able to buy it. You’ll pay either $278 or $506 each month for Part A, depending on how long you or your spouse worked and paid Medicare taxes.
Remember:
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You also have to sign up for Part B to buy Part A.
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If you don’t buy Part A when you’re first eligible for Medicare (usually when you turn 65), you might pay a penalty.
Deductible
$1,600 for each inpatient hospital
benefit period, before Original Medicare starts to pay.
There’s no limit to the number of benefit periods you can have in a year. This means you may pay the deductible more than once in a year. How do benefit periods work?
Inpatient stay
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Days 1-60: $0 after you pay your Part A deductible.
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Days 61-90: $400 copayment each day.
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Days 91-150: $800 copayment each day while using your 60
lifetime reserve days.
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After day 150: You pay all costs.
Skilled nursing facility stayÂ
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Days 1-20: $0 copayment.
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Days 21-100: $200 copayment each day.
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Days 101 and beyond: You pay all costs.
Home health careÂ
$0 for covered home health care services.
20% of the
Medicare-approved amount for durable medical equipment (like wheelchairs, walkers, hospital beds, and other equipment)
Hospice careÂ
$0 for covered hospice care services.
You may also pay:
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A copayment of up to $5 for each prescription drug and other similar products for pain relief and symptom control while you're at home.
What if my hospice care doesn't pay for my drug? -
5% of the Medicare-approved amount for inpatient respite care.
Disclaimer:
Please be aware that amounts are subject to change.
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