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Part A (Hospital Insurance) costs

Part A costs:

What you pay in 2023:

Premium

$0 for most people (because they or a spouse paid Medicare taxes long enough while working - generally at least 10 years). If you get Medicare earlier than age 65, you won’t pay a Part A premium. This is sometimes called “premium-free Part A.”

Do I qualify for premium-free Part A? 

If you don’t qualify for premium-free Part A: You might be able to buy it. You’ll pay either $278 or $506 each month for Part A, depending on how long you or your spouse worked and paid Medicare taxes.

Remember:

  • You also have to sign up for Part B to buy Part A. 

  • If you don’t buy Part A when you’re first eligible for Medicare (usually when you turn 65), you might pay a penalty. 

Deductible

$1,600 for each inpatient hospital 

benefit period, before Original Medicare starts to pay.

There’s no limit to the number of benefit periods you can have in a year. This means you may pay the deductible more than once in a year. How do benefit periods work? 

Inpatient stay

  • Days 1-60: $0 after you pay your Part A deductible.

  • Days 61-90: $400 copayment each day.

  • Days 91-150: $800 copayment each day while using your 60 

    lifetime reserve days.

     

  • After day 150: You pay all costs.

       

Skilled nursing facility stay 

  • Days 1-20: $0 copayment.

  • Days 21-100: $200 copayment each day.

  • Days 101 and beyond: You pay all costs.

Home health care 

$0 for covered home health care services.

20% of the 

Medicare-approved amount for durable medical equipment (like wheelchairs, walkers, hospital beds, and other equipment)

Hospice care 

$0 for covered hospice care services.

You may also pay:

  • A copayment of up to $5 for each prescription drug and other similar products for pain relief and symptom control while you're at home.
    What if my hospice care doesn't pay for my drug? 

  • 5% of the Medicare-approved amount for inpatient respite care.
     

Disclaimer:

Please be aware that amounts are subject to change.

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