New to Medicare?

 Tell me about Medicare.

• Medicare is a federal health insurance program. 

• Medicare is for people 65 or older

•  Certain younger people with disabilities; or

• People with End-Stage Renal Disease (permanent kidney failure requiring dialysis or a transplant). It’s also known as ESRD (acronym).

 

Medicare offers two options for health care coverage:

• Original Medicare - Non-HMO

• Medicare Advantage – HMO (Offers additional benefits)

​

There are four parts to Medicare.  Each has its own benefit.

• Medicare Part A (Hospital Insurance)

• Medicare Part B (Medical Insurance, e.g., Dr. visits)

• Medicare Part C (Medicare Advantage), an alternative to original Medicare.

• Medicare Part D (Prescription Drug Coverage)

 

You’re first eligible to sign up for Medicare 3 months before you turn 65.  You may be eligible to apply for Medicare earlier if you have a disability.

 

If you need more detailed information, contact a licensed representative at (800) 671-1880 to answer any questions or concerns you may have.